What determines car insurance prices?

What determines car insurance prices?

I’m going to get my first car soon. im 20 years old, been driving for a while, clean record. someone told me that the car you drive really makes a difference in the insurance price. Ive heard things like, white cars are cheapest, old cars are cheapest as well.. I dont knwo what car I’m buying but I want to get something that will get me a cheap insurance. So what shuld I get? An older car or a newer one? Also does color matter? things like that. thanks all!

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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Full coverage w/ state farm and gap insurance?

I just bought a CR-V. I have full coverage w/ State Farm. I bought Gap insurance for 287 at the dealership. I thought this was a good buy. My dad says that since I have full coverage if I have a total loss we’re covered by State Farm for the full amt. I’ve had friends that have wrecked their cars and only got 3k back. Should I keep or cancel my gap?


Used Car Financing Question?

I want to finance a used car because I don’t have all the money to buy a car outright. I tried to finance a car at a dealership and the car cost about $9000 after taxes,registration,etc. I had a cosigner(my stepmom) which lives in VA. They denied me because the car had more than 90k miles, stepmom lives in VA, and I just started my recent job I guess(thats what they told my father). They wanted $3600(I initially wanted to put down $2000) and then they could do it. The car I am looking at now is only $7000. I would put down about $2100 down payment. 1 has only 75k on it and the other has 97k I believe and they both are ’97 Acura CL. Do you think I will get denied again on either car. Thanks to anyone who replies.


Insurance can’t get a hold of person at fault.?

I was in a car accident at 0 fault to me. I was rear ended at a red light and filed a police report. I’ve filed a claim with the other person’s insurance company. I’ve been in contact with them off and on, and they said they haven’t been able to reach the person responsible for the accident. My car’s really messed up, and I’ve been using a family member’s car. Since they said they can’t get a hold of him, they have the right to deny the claim even though it was his fault. Another answerer on Yahoo posted this, An insurance company is required to notify their insured anytime an accident is reported under the policy. They must get a statement from the policy holder before they pay anything out. It’s a requirement of the contract they have with their customer. Legally

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Dental insurance and plans?

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California health insurance?

I am looking to get health insurance for a year, more to take care of neglected issues than to cover my butt if I get sick/hurt (I’m 27, betting on youth and good health!). Kaiser seems to be the most appealing because they cover a broader range of services. I am namely interested in physical therapy (winged scapula), dermatology (oily skin/acne), perhaps mental illness services as I have suffered from depression (although I somewhat consider it a problem of my past). I’m aware insurance plans won’t cover preexisting conditions, but how can they really prove these issues didn’t start yesterday, right? I’m overwhelmed with my choices. Is it worth paying $330/mo for $0 deductible, 0% coinsurance, $40 co pays and a max out of pocket @ $3000? Or is it smarter to pay $166/mo, $2700 deductible, 0% coinsurance, $0 co pays after deductible, and max out of pocket @ $5000 (including deductible)? Etc. I have put off getting insurance because I’m scared I will pick a completely inappropriate plan. Can anyone shed some light on this for me?


Question about car insurance??

my boyfriend and i have been discussing selling my car and sharing his (to save money, one less insurance/payment each month). My question is without having insurance (unless i went on his), will that make my insurance go up more the next time i own a vehicle? my current provider (progressive) increased my rate because i was uninsured for 3 or 4 days, and im curious if this is what will happen if say, im uninsured for a few months. THANKS!!!


What determines car insurance prices?

I’m going to get my first car soon. im 20 years old, been driving for a while, clean record. someone told me that the car you drive really makes a difference in the insurance price. Ive heard things like, white cars are cheapest, old cars are cheapest as well.. I dont knwo what car I’m buying but I want to get something that will get me a cheap insurance. So what shuld I get? An older car or a newer one? Also does color matter? things like that. thanks all!

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


How much does driving test cost in the uk and insurance for a 17 year old?

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Aca. If I pay $327.00 per month and my deductible is $4,500.00. I average 1 hospital trip every 5 years. I am just giving $ away.?

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How does car insurance work?

Im a 22 year old male looking to purchase my first car soon, and I’m confused about how the insurance works. I’d like to buy something under 3500 like a ’99 Mustang or a late 90’s early 00’s Japanese car. I did a quote with Geico for a 1999 Mustang V6 and it said my policy would be 6 monthly payments of $128 a year. Would this only cover those 6 months, or the entire year? Also, I filled out a quote for a 2000 Nissan Maxima and still got the $128/every 6 month payment. Shouldnt the price go down since the Nissan isnt a fast Mustang? P.S. is this considered high for an insurance payment?


State farm car insurance question?

My bf was in an accident recently where he was rear ended at a stop light. The other driver was ticketed and no one is contesting the fact that the other driver is at fault. My bf decided to go through the other driver’s insurance (state farm) rather than his own so that he wouldn’t have to pay a deductible. He needs about $600 worth of body work done. After going through all the hoops, he was told to take the car to a local body shop & that he would be approved for a rental car while it was being repaired. Today, he took the car to the shop, but they told him they won’t take it until March 21st (about 3 weeks from now). Until then, they expect him to drive his DAMAGED car. He drives long distances pretty frequently (usually visits me an hour and a half away every week or two) and neither of us are comfortable with the idea of him getting on the interstate in a damaged car. What recourse does he have in this situation? It seems pretty unfair that the accident was someone else’s fault entirely and he is going to be stuck waiting almost a month to be put whole again 🙁 I suggested that he call state farm and let them know that he’s not satisfied with their solution, but he doesn’t think it will get him anywhere. Does anyone have experience with this sort of thing? Thoughts in general?


What is the BEST small SUV? Subaru Forester, Toyota RAV4, Honda CR-V or Ford ESCAPE???

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Can we carry car insurance in ca from two different companies?

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Can a person on ssi have life insurance?

my daughter said i need life insurance, i know being on ssi they dont let you have anything freely so my question is can i have insurance


What determines car insurance prices?

I’m going to get my first car soon. im 20 years old, been driving for a while, clean record. someone told me that the car you drive really makes a difference in the insurance price. Ive heard things like, white cars are cheapest, old cars are cheapest as well.. I dont knwo what car I’m buying but I want to get something that will get me a cheap insurance. So what shuld I get? An older car or a newer one? Also does color matter? things like that. thanks all!

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


In the future will car insurance for young drivers get cheaper?

In the future will car insurance for young drivers get cheaper?


How much would i pay per month for insurance on a $100,000 condo in northern virginia?

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What is a health insurance cartel?

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What health insurances would my sister and I qualify for in NY?

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Health insurance waiting period?

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Question about car insurance and ticket?

Also I got pictures of her car and bumper but you can’t really see anything on it, I got pictures of her tail lights all working, and I got pictures of my headlight but the scuff pretty much wiped off. She kept trying to take pictures of the other side of our car and things that had accumulated over the years, or that had been involved in a crash years ago but we told her and mentioned to the cops we didn’t know why she was doing that and they agreed, so it shouldn’t come up should it?


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I noticed damage to my car (minor) and i have full coverage. I don’t think my husband and I did it. Will my insurance cover it?

I noticed damage to my car (minor) and i have full coverage. I don’t think my husband and I did it. Will my insurance cover it?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


How to get cheaper car insurance?

I’m 18 and want to get insured. How much would it be? I’ve been passed since July? What if I get my dad the registered keeper and me second driver? My mate she’s 18 and she’s got insurance. Come on, there must be a way!


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BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Do I claim my car insurance or my boyfriends car insurance?

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What determines car insurance prices?

I’m going to get my first car soon. im 20 years old, been driving for a while, clean record. someone told me that the car you drive really makes a difference in the insurance price. Ive heard things like, white cars are cheapest, old cars are cheapest as well.. I dont knwo what car I’m buying but I want to get something that will get me a cheap insurance. So what shuld I get? An older car or a newer one? Also does color matter? things like that. thanks all!


Where can you get home insurance when you’ve had ..your policy cancelled due to a missed payment?

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How much car insurance does a 18years old guy has to pay per month in UK??

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BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Can you rent a car without car insurance?

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My driver’s license was suspended for driving without insurance/license and not showing up for court dates.?

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I need liability insurance?

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Why the **** is my car insurance so high?

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Why is car insurance rediculous when I’ve never claimed and drive a small car?

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Car insurance for teenagers!!?

I’m currently 19, I’ve held my driving license for 9months, since February. I’ve done the pass plus thing which in my opinion and everyone else’s opinion a waste of time as it doesn’t really save you that much off car insurance. Car insurance for me and my friends are through the roof, the only way to get lower car insurance is to get ourselves named as a named driver through our parents as they’ve got many years worth of no claims bonuses. Or to even change the address of where we live, such as a family or friends place, which is away from London and off the public roads. car insurance is a cheaper that way, as well as if you pay it annually instead of in monthly instalments. I work and basically want to get a car that is relatively cheap to insure, around the £1000-£1500 mark not £4000 mark. I’ve tried fiat punto’s, corsa’s, the lot and they all seem to give me quotes of £4000 when the car is worth like a £1000. Its absolutely ludicrous, I want to be the owner of the vehicle so I can start my no claims bonus, otherwise my insurance will be high for some time, but i don’t want to pay £4000 or go as a named driver as i will not work on my no claims bonus. Any suggestions? I both want and need a car, buying the cars not a problem, running the cars not a problem, paying for road tax or MOT’s is not a problem it’s just the insurance which is the main problem!!! Any suggestions would be greatly appreciated! 🙂 Thanks in advance-Mike


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Does State Farm have to reimburse my rental when their driver was at fault?

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BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Can you buy a car get registration and title and insurance without proof of a license?

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What determines car insurance prices?

I’m going to get my first car soon. im 20 years old, been driving for a while, clean record. someone told me that the car you drive really makes a difference in the insurance price. Ive heard things like, white cars are cheapest, old cars are cheapest as well.. I dont knwo what car I’m buying but I want to get something that will get me a cheap insurance. So what shuld I get? An older car or a newer one? Also does color matter? things like that. thanks all!


I have been under-paying national insurance for years. I recently confessed to the Inland Revenue. What are they likely to do?

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Discount Insurance Plans?

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What do i do first, title or insurance?

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When buying auto insurance is it better to have your dad own the car and put you as the additional driver to s

Well for me I have perfect driving record since 18 years old but they want $1200 for 1 year of insurance for $50k coverage with $100k for the entire accident and that seemed pretty expensive. I’ve been driving since 18 years old and have no accidents or bad driving record and they still want that much. My car is only worth $1000 since I am driving a 1990 Toyota Camary. I can’t believe the insurance i pay for my 1 way insurance is worth more than my car 🙁


Car insurance for young drivers?

my 17 yr old son received a careless driving” ticket and 3 points on his liscence will his insurance go up?”


https://storify.com/breuerZWroderic/insurance-on-a-car